How to use EMV software

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How to use a EMV cloning software?​

EMV is short for Europay, MasterCard and Visa, which is a global standard for chip-based payment cards. With the growing usage of the credit cards, it was necessary to have a way to secure the transactions and make them more secure from fraud. The chip on the credit cards helps to verify the identity of the card owner and the authenticity of the card as well as the transaction amount.

It is not wise to continue using your current credit card for online payments after knowing about this technology because of its security concern. Even if you have been using your card for online payments so far without facing any issue, it is always wise to have a backup card just in case.

EMV cloning software – What are they?​


EMV cloning software are available online and can be used to easily duplicate your credit card details onto another, preferably prepaid or debit, card to continue using them for online payments. This software is completely free to use and is also undetectable by merchants and banks. We will now tell you how you can use a cloning software to duplicate your credit card details.

Top three easy steps to use EMV cloning software:​


Step 1: Go online and search for EMV cloning software online. Identify the best one according to your needs based on reviews from customers who have used it earlier. Download the software and install it on your computer. Now run this program as an administrator. This will allow you to clone data from any magnetic stripe card onto any other card of your choice.

Step 2: Now take out your original credit card and put the other card that you want the data transferred to, preferably a pre-paid one, inside the computer slot. Now select 'Read data' button on the program interface. This will read all data on your original credit card and display them on the program interface.

Step 3: Now select all the details that you want to transfer including name on the card, issuing bank, card number, expiration date and CVV code, magnetic stripe verification value and click on 'Write data' button on program interface. This will transfer all details from your original credit card onto the other one which you have kept inside computer slot.

How does it work?​


EMV cloning software work by reading data from any magnetic stripe card through computer slot and display them on program interface as mentioned above in step 3. When you insert your original card into any ATM or merchant POS machine, it reads data from your credit card through magnetic stripe and checks them against its database to verify whether it is an authentic card or not. If it has been authenticated correctly, then transaction will be accepted otherwise it will not go further. This is how credit card security works.

Now since we have entered into world of online shopping, many people are not aware of this security loop hole in transactions which makes it very easy for hackers to steal information from your credit or debit card and use it for their own benefit. So when you use EMV cloning software, every detail that it copies from magnetic stripe will be checked against whichever bank or payment gateway you are trying to make payment through. So in essence, you are still making payment with your original credit or debit card but since all details are verified with bank or payment gateway, nobody can notice any discrepancy in payment amount or transaction made by you. Hence this type of hacking can even bypass any bank or merchant fraud blockage systems for online payments.
 

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