I guess mid balance can be annoying if you get a good mid with over 2k which I believe is possible and you have a lot leftover after u leave the ATM.. but I would guess no one ever finishes a whole balance no matter what level you buy
But in the instructions aren't you supposed to start with ATM pull for $500 at 11:55 and then $500 after midnight. So a guaranteed band sound good to me. Then you try to shop after with leftover balance for giffties ect. ??